The Local Wealth Network
ReferMe is a Local Wealth Network built to reduce financial leakage and help keep money in the community. Individuals build business portfolios linked to ReferMe Marketplace. Each time a business in your portfolio completes a transaction through the platform, you receive the platform fee paid by the customer.
Build Your Business Portfolio WhileEarning
Passive Portfolio Income
Earn weekly income from the activity of the businesses in your portfolio as they operate through ReferMe Marketplace.
Add Businesses You Know
Each business you add becomes a permanent part of your portfolio and contributes to your earnings as long as they continue using the platform.
Support Local Growth
Help small businesses grow while keeping more value in the community.
Join the Local Wealth Network
Become part of a system focused on ownership, access, and opportunity.
OurVision
ReferMe was created to help communities keep more of the money they generate. Today, most platform fees leave local economies and go to companies that are not part of the community. ReferMe helps change that.
By allowing platform fees to flow back to people inside the community, ReferMe creates shared opportunity and keeps more value in the city where it is earned.
Our goal is to help individuals, businesses, and cities grow together instead of losing money to outside systems.
How We Are Different?
ReferMe is more than a revenue-sharing platform—it's a system designed to create lasting value for individuals and communities.
Ownership Through Portfolios
You build and manage a business portfolio that reflects real relationships and long-term commitment.
Local First Approach
Every business added helps reduce financial leakage and strengthens the Local Wealth Network.
Permanent Portfolio Connections
Once a business is added and operating, it remains part of your portfolio.
Impact Beyond Earnings
Your participation helps support small businesses and creates more financial stability for the community.
TheReferMeEcosystem
BPMs build portfolios
BPMs add businesses they know and trust into ReferMe Marketplace. These relationships create long-term earning potential based on ongoing activity.
Businesses continue operating
Service providers use ReferMe Marketplace to manage services, process payments, and run their business.
Transactions are processed through the platform
When customers pay businesses, the payment goes through ReferMe Marketplace.
BPMs earn the platform fee
100 percent of the 4 percent platform fee goes to the BPM who added the business. This helps keep money in the community instead of leaving through outside companies and platforms.
TheReferMeEcosystem
BPMs register local businesses
BPMs add businesses they know and trust into their portfolios through ReferMe's partnering platforms.
Businesses serve customers
Businesses continue providing the same products and services they always have now supported by the ReferMe ecosystem.
Revenue flows through the platform
When customers pay businesses, the transaction is processed through ReferMe's system.
BPMs receive the platform fee
100% of the platform fee goes to the BPM, circulating money back into the community.
Empowering CommunitiesThroughOpportunities
1
Become a Business Portfolio Manager (BPM)
Join ReferMe and start building your portfolio.
2
Add Businesses You Know
Add local businesses to ReferMe Marketplace. Each one becomes part of your portfolio once they start operating.
3
Earn Weekly
Your earnings reflect the weekly activity of the businesses in your portfolio.
Every TransactionMatters
Every time a business in your portfolio completes a transaction through ReferMe Marketplace, you receive the platform fee. Your earnings are based on the consistency and growth of your portfolio.
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