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The Local Wealth Network

Where YourNetwork is YourNet Worth.

Become a BPMSee how it works
4% Community FeePaid weekly through StripeNo levels and no quotasBuilt for local businesses
What is ReferMe

The infrastructure that connects local economies.

Instead of disconnected platforms, ReferMe brings businesses, customers, Business Portfolio Managers and local investors into one ecosystem, where every transaction creates value that outlasts the moment it is completed.

Explore the ecosystem

Customers

Discover and book trusted local services.

Businesses

Manage operations, grow revenue and build a stronger business.

Portfolio Managers

Build and manage portfolios of local businesses.

Local Investors

Invest in local businesses backed by real operating history.

Stronger communities

More local jobs. More economic growth.
More wealth that stays where it was created.

The local wealth loop

Connect A Business.
Earn As They Grow.

Introduce a business you already trust to ReferMe Marketplace. Once they join they enter your portfolio, and every service transaction they complete generates revenue share for you, automatically. Build the portfolio once and earn as those businesses grow.

1
YOU

Share your code

With a business owner you already know and would vouch for.

2
THEM

The business joins

They register on ReferMe Marketplace and enter your portfolio.

3
AUTOMATIC

A customer books

Someone books that business and completes the service.

4
AUTOMATIC

You earn

Your share of the 4% Community Fee lands in your balance.

Become a BPM
Barbershop
Nail Studio
Auto Detailing
Personal Trainer
Home Services
Hair Salon
BPMreceives 4%
Each business in your portfolio generates the 4% Community Fee, which flows to the BPM who connected them. Revenue share depends on completed service transactions and is not guaranteed.
WHAT IS A BPM

What is a Business Portfolio Manager?

A Business Portfolio Manager builds and manages a portfolio of local businesses inside the ReferMe ecosystem.

BPMs do not own the businesses they manage. They connect great local companies to the platform, help them succeed, and earn a share of every completed service transaction.

As your portfolio grows, so does your recurring revenue share, and so does the impact you have on your community.

Learn about BPMs
Marcus Ellis, Business Portfolio Manager

Marcus Ellis

Business Portfolio ManagerCharlotte, North Carolina

Bringing the businesses he already recommends to friends into one place customers can actually book.

My PortfolioExample view4 Businesses
Crowned Beauty Salon
Crowned Beauty Salon4.9(128)Dallas, TX
Example listing
Polished Nail Lounge
Polished Nail Lounge4.9(74)Dallas, TX
Example listing
Dallas Premier Cleaning
Dallas Premier Cleaning4.8(53)Dallas, TX
Example listing
Elite Barbershop
Elite Barbershop4.8(93)Dallas, TX
Example listing
4Businesses
$2,450This month
$28,600All time
WeeklyEvery Sunday
Economic leakage

The Same Transaction.
A Different Ending.

Nothing about the purchase changes. Only where the fee lands.

Everywhere else

  • A customer pays
  • The business gets paid
  • The platform collects its fee
  • The fee leaves the community
LOCAL MONEY, LOCAL IMPACT

WithReferMe

  • A customer pays
  • The business gets paid
  • The 4% Community Fee is generated
  • The fee returns through revenue sharing
See the math
SEE THE MATH

What does
4% look like?

The rate never changes. Only the volume does.

  • $5,000 in completed services is $200
  • $500 in completed services is $20
  • $0 in completed services is $0
Become a BPM
A community member checking her portfolio on her phone
THE ECOSYSTEM

One ecosystem. Three platforms.

Different products, one mission. Everything connects back to the local economy.

ReferMe Marketplace

ReferMe Marketplace

Manage appointments, payments, customers and everyday business operations, all in one place.

FOR SERVICE BUSINESSES
Explore Marketplace
ReferMe

ReferMe

Build and manage your portfolio, connect businesses to the network, and take part in revenue sharing.

FOR BUSINESS PORTFOLIO MANAGERS
Become a BPM
ReferMe Investments

ReferMe Investments

Connecting businesses inside the ReferMe ecosystem to future investment opportunities.

FOR INVESTMENT OPPORTUNITIES
Coming soon
ECONOMIC IMPACT

Follow the money.

See how much money is leaving the communities we study, and how much could stay local through the ReferMe model.

View the Leakage Report
Across markets studied
0%POTENTIAL LOCAL VALUE RETAINED
0%ECONOMIC LEAKAGE (BASELINE)

Illustrative split from markets in the Leakage Report. Dollar totals and metro-by-metro breakdowns are in the full report. Earnings and retained value are not guaranteed.

START HERE

Where Your Network is
Your Net Worth.

Start with one business you already trust.
It takes a few minutes.

4% Community Fee • Paid weekly through Stripe • No levels and no quotas

Become a BPM
FAQ

The questions
everyone asks.

No. There are no levels, downlines, or recruiting commissions. BPMs earn 4% from completed transactions made by businesses in their portfolio on ReferMe Marketplace.

You earn 4% of completed transactions from businesses in your portfolio. Earnings are paid weekly through Stripe once your available balance reaches $10.

You only earn from completed transactions made through ReferMe Marketplace. If a business stops using the platform, you will no longer earn from that business unless they begin using the Marketplace again.

Yes. If you own a service business, you can add it to your portfolio and register it for ReferMe Marketplace just like any other eligible business.

No. You are building and promoting your business portfolio. Your earnings are based on the transaction volume generated by the businesses in your portfolio.